Costs and Fees


Costs of your loan.

In Cash Now Perth, we are committed to provide affordable, secure, and fast Cash advance, Cash loans to our clients.

Our Costs and Fees structure is simple and clear.

We have NO Application Fee

We have No Hidden Costs


Our Costs and Fees:

Establishment Fee :  20% of Principal Amount

Loan Fee:               4% of Principal Amount Per Month


Direct debit Fee:  No fee payable to us.

Clients will pay direct to Direct Debit Provider-We will not seek to profit from services charged by Third Party.


We do believe client will always honour their loan obligation and pay their loan on time.

But on some occasion, we do need to charge dishonour or Late fee if client default on their loan.

Dishonour Fee  : $15 per instance

Late/Extension Fee:  $15 per instance

Weekly Loan Service Fee when Loan is in Default: $35.00




  • This is a Short Term Cash solution to meet your financial needs in between your paydays.
  • Existing clients may borrow up to $1000 overnight (subject to final approval). First time borrowers are limited to a maximum of $500. (Terms & Conditions apply, subject to final approval
  • Due to the short term nature, cash loans (microloans) have a much higher effective interest rate than you may have seen in other types of loans.
    The effective interest rate is a measure of the total loan cost if you were to take the loan out over one year and expressed as a percentage (Annual Percentage Rate, or APR).
    As our loans are for short-term assistance the actual interest rate is not this high.
  • Annual Percentage Rate (APR) for a $250 loan over 2 weeks = 428.85%
  • WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit fees and charges apply.