Cash Advance Loans.
Cash Now Perth offers fast, secure and discreet cash advance or Cash Loans to clients in All States of Australia. Cash Advance or Cash Loans, is a cash loan that helps clients to access the much needed cash fast.
As one of the Leading name in Fast Cash Industry, we do understand that clients may require the much needed Cash fast.Getting a cash loan from us is fast and simple. Loans application will be processed on the same day.
- Application process is quick, simple and secure.
- We are a responsible lender and will not lend more than you can afford.
- We will assess to ensure the loan meets your objective and whether you are suitable for the loan.
- Apply 24/7. 365 days a Year
- Application will usually take less than 5 minutes.
- Loans can be approved within minutes after documents received.
- Fully Online and Fully Secure
- Mobile-Friendly Website. Get your Cash on the Go.
- High Approval Rate
- Funds EFT into your account within hours.
- No Fee or charges if Loan cancelled within 24 hours. Guaranteed
- No Dishonour Fee if loan Paid within 2 days of Default. Guaranteed
- Partner with DecisionLogic
- Partner with Credit Sense
- VIP Treatment For Existing Clients
- No Credit Check
- We will not refinance or Rollover your loan
Cash Advance from $100 – $1,000
We provide Cash advance or Cash Loans without the need of complex documentation.
Many working Australians frequently face Cash shortage towards the end of the month or before their next pay date. Some of us have limited means to obtain the needed cash in a hurry.
Cash Now Perth offers Fast and Secure Cash advances to assist you in your short term financial needs.
If you think that short term Cash Advance meets your immediate needs, you can Apply Now
Criteria For Cash Advance Loans:
- You must be employed.
- You must be living in the same address for at least 3 months.
- You have a current bank account with 3 months Bank statements.
- You have 100 Points of IDs .
Costs of your loan:
In Cash Now Perth, we are committed to provide affordable, secure, and fast Cash advance to our clients.
Our Costs and Fees structure is simple and clear.
We have NO Application Fee
We have No Hidden Costs
Our Costs and Fees:
Establishment Fee : 20% of Principal Amount
Service Fee: 4% of Principal Amount Per Month
For example: For a $300 loan, the costs of the loan will be:-
Establishment Fee : 20% of Principal Amount= $60.00
Service Fee: 4% of Principal Amount Per Month= $12.00 (Per month)
Based on 63 days term, your total cost will be $96.00 and total amount payable will be $396.00
The loan can be paid:
- Weekly if you are weekly paid.
- Fortnightly if you are paid fortnightly.
- Monthly if you are paid monthly.
The above example does not include the extra monthly service fee, dishonour/extension fee or weekly loan default service fee if you extend or default on your loan repayment.
Direct debit Fee: No fee payable to us.
Clients will pay direct to Direct Debit Provider-We will not seek to profit from services charged by Third Party.
We do believe client will always honour their loan obligation and pay their loan on time.
But on some occasion, we do need to charge dishonour or Late fee if client default on their loan.
Dishonour Fee : $35 per instance.
Each time direct debit gets dishonoured, payment is not made in full, or repayment is rescheduled forward at your request. This fee includes our internal administrative costs and external third party costs.
Late/extension Fee : $35 per instance.
(You are considered late for payment if we received your payment after the due date as stated on your contract)
Weekly Loan Service Fee when Loan is in Default: $35.00 per week.
(payable on every Monday of the week when your loan is in default.)
- Due to the short term nature, cash loans (microloans) have a much higher effective interest rate than you may have seen in other types of loans.
The effective interest rate is a measure of the total loan cost if you were to take the loan out over one year and expressed as a percentage (Annual Percentage Rate, or APR).
As our loans are for short-term assistance the actual interest rate is not this high.
- Annual Percentage Rate (APR) for a $300 for 90 days = 164.83%.
- WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit fees and charges apply.
- The maximum loan amount for Australian residents is $1,000.
- Loan terms: Minimum 17 days and Maximum 31 days.
- You have the right to cancel your loan within 24 hours of signing your loan contracts by contacting us on 1300 022 746.
As a responsible lender, Cash Now Perth does not allow refinance of each original loan. Generally, we would not accept you having take up more than two loans within a 3 months period.
Implications of Late Payment
You will be considered late for payment, if we received your payment after the due date as stated on your contract. In such case, you may be charged an NSF fee of $25 per $100, and you may incur extra interest and bank charges for overdrafts. It is best to ensure sufficient funds in your bank account on your payment due date so as to avoid late fees.
Implications of Non-Payment
If you are unable to repay your loan on the due date, you must contact us immediately to set up payment arrangements. If your loan payment is rejected for any reason by your bank, and if we are unable to contact you or set up payment arrangement for you to clear off your debt, we may initiate Legal debt collection procedures after 90 days.
Cash Now Perth has been proudly serving Australian for the past 10 years and is now one of the top names in the advance cash solutions sector.
We offer quick cash services on a national level ensuring that clients from all over the country have easy access to cash whenever they need it most.